Punta Cana Short-Term Rental Investment Analyzer

Financing

How will you fund the purchase? DR mortgage rates run 12–14%. Many foreign investors leverage US/Canadian home equity at 4–6% to buy cash here.

Purchase Method

Down Payment %

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Down Payment Amount

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Interest Rate ℹ︎DR mortgage rates typically run 12–14% for local financing. If using US/Canadian home equity, you may qualify for 4–6%.

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Loan Term (Years)

Monthly Payment (P+I)

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Loan Amount

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Closing Costs ℹ︎Standard closing costs in the DR include a 3% transfer tax + ~1% notary/legal fees. CONFOTUR-eligible properties waive the 3% transfer tax.

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Total Cash Required at Closing

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Revenue Assumptions

Punta Cana has a strong two-season pattern. High season (Dec–Apr) commands premium rates; low season (May–Nov) requires strategic pricing. Defaults are based on your area selection.

High Season — December through April (5 months)

Nightly Rate (USD)

$

Occupancy % ℹ︎Top operators in Punta Cana achieve 75–90% in peak season. The market median is ~65%. Be honest about your listing's competitiveness.

%

Est. Monthly Revenue

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Low Season — May through November (7 months)

Nightly Rate (USD)

$

Occupancy %

%

Est. Monthly Revenue

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Airbnb Platform Fee ℹ︎Airbnb charges hosts ~3% of the booking subtotal. This is deducted from your payout automatically.

%

Property Management Fee ℹ︎STR managers in Punta Cana typically charge 20–30% of gross revenue. This includes listing management, guest communication, and check-in/out. Self-managing saves this cost but requires active involvement.

%

Operating Expenses

Annual operating costs for your STR. Defaults are pre-filled based on your property type and area.

HOA / Condo Fee (monthly) ℹ︎HOA fees in Punta Cana range widely: $200–$500/mo in standard condos, $500–$1,500/mo in Cap Cana and luxury resorts, $100–$300/mo in new developments like Vista Cana.

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Cleaning Cost per Turnover ℹ︎Calculated annually based on estimated turnovers. Average stay in Punta Cana STRs is 4–6 nights. Cleaning typically runs $60–$120 depending on unit size.

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Utilities (monthly) ℹ︎Electricity in DR runs ~$0.20/kWh on the grid. Many properties use backup generators/inverters. Budget $120–$200/mo for a 1–2BR condo with A/C.

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Internet (monthly) ℹ︎Fiber optic (200 Mbps) runs $49–$59/month in most of Punta Cana. Essential for STR guests and a top amenity.

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Annual Insurance ℹ︎Property insurance in the DR typically runs 0.09% for condos/studios and 0.12% for villas. Hurricane zone — never skip this. Roughly $200–$400/yr on a $250K condo.

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Maintenance Reserve (annual) ℹ︎Condos: budget ~0.5% of property value annually — HOA covers exterior and common areas. Villas: budget ~1% since owners cover more structural and grounds upkeep. STRs depreciate furnishings faster than long-term rentals.

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Annual Property Tax (IPI) ℹ︎DR IPI is 1% of assessed value above ~$170,000 USD. Properties under ~$170K are fully exempt. CONFOTUR-eligible properties are exempt for up to 15 years.

$

Annual Appreciation Rate ℹ︎Punta Cana condos have appreciated at an 8.4% compound rate 2019–2025. Near-term forecast is 3–7% annually. Established areas (Cap Cana, Los Corales) are expected to outperform.

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Is Your Punta Cana Propertyan Investment or a Gamble?

Is Your Punta Cana Property
an Investment or a Gamble?